Trusted NZ Resources
Links That Can Genuinely Help
Every service below is free to contact and worth knowing about. Following even one of these links could connect you with a financial mentor, a budgeting tool, a debt solution or a course that genuinely changes how you feel about money, usually at no cost, and you don’t need to be in crisis to reach out. Browse by category below, or explore them all.
Free Mentoring & Help
MoneyTalks
New Zealand’s free, confidential financial helpline. Connects people with local financial mentors and services by phone, text, email and live chat.
Organisations Supporting NZ
FinCap
The umbrella body supporting around 200 free financial mentoring services across New Zealand. A good place to find a local mentor.
Budgeting Tools
Sorted
A free service from Te Ara Ahunga Ora Retirement Commission with tools and guides covering budgeting, debt, saving, KiwiSaver, mortgages and retirement.
Wellbeing Courses
MoneyMates
Informal peer-support groups built around the idea of learning about money together. Run through community providers around the country.
Wellbeing Courses
Good Cents
An 8-week peer-led course for people experiencing financial stress who want to make a change, learning new solutions together as a group.
Debt Relief
The Debt Relief Foundation
Helps New Zealanders get on top of problem debt without judgement or stigma, connecting people with appropriate debt solutions.
Debt Relief
Ngā Tāngata Microfinance
Offers small, safe, interest-free loans, along with access to financial mentors, for New Zealanders who’ve hit a tough patch.
Debt Relief
Good Shepherd NZ
A charitable organisation addressing issues facing women, girls and families, offering small no- and low-interest loans and debt services.
School Financial Literacy
Banqer
An online platform that brings financial education into the classroom through a fun, engaging virtual classroom currency.
School Financial Literacy
SMART$
A theatre-in-education interactive performance designed to spark conversation around everyday financial decisions facing young people.
Organisations Supporting NZ
Booster Financial Capability & Services Map
An interactive map from Booster Foundation that brings together financial tools, programmes and services from across Aotearoa in one place.
Organisations Supporting NZ
Citizens Advice Bureau
Free, confidential and independent advice and information on a huge range of everyday issues, including money and consumer matters.
Coming to EMPIXO Learn
We’re Building Our Own Guides, Too
The resources above are from other trusted organisations. Alongside them, we’re writing EMPIXO’s own practical guides. Nothing here is live yet, but this is what’s on the way.
Step-by-Step Guides
Plain-English walkthroughs for things like getting your first mortgage pre-approval, setting up KiwiSaver contributions, or building your first budget.
Checklists
Printable, practical checklists: buying your first home, preparing for a mentoring session, getting ready for tax season and more.
Downloadable Templates
Budget spreadsheets, debt snowball trackers and simple planning templates you can save and reuse.
Short Video Guides
Quick explainer videos covering the same topics as our written guides, for people who’d rather watch than read.
Why We List Other Organisations
We’re not the right fit for every situation, and we’re comfortable saying so. Some of the organisations above provide free services where EMPIXO Mentoring is paid. Some offer specific things, like debt consolidation or classroom curriculum, that sit outside what we do.
If what you need is here, please use it. If you’re not sure, a free EMPIXO Discovery Chat is a good place to work that out together.
Know an Organisation We Should List?
This list is always growing, and some of the best suggestions come from the people we help. If you know a New Zealand not-for-profit, community service or business doing genuinely good work with money, wellbeing or financial capability that belongs on this page, we’d love to hear about it, even if it’s the organisation you work for.
Prefer to Talk It Through With Someone?
If you’d rather have a conversation than search through links, start with a free online Discovery Chat.