EMPIXO Financial Advice • Future Service
EMPIXO Insurance & Protection
EMPIXO intends to offer regulated insurance and protection advice as a future service, helping people understand and protect the people, income and assets that matter.
This service is not currently available. EMPIXO currently provides Financial Coaching & Mentoring.
EMPIXO Insurance & Protection is a future regulated financial advice service. It is not available today, and it is separate from EMPIXO’s current coaching and mentoring service.
Personalised regulated insurance and protection advice will only become available once the appropriate licensing and/or Financial Advice Provider authorisation arrangements, adviser requirements and compliance processes are in place.
Protection, not just growth
Much of financial planning focuses on growing what you have: saving, investing, building wealth. But protecting what you have already built matters just as much. Insurance and protection are about making sure an unexpected event doesn’t undo years of progress, and that the people, income and assets you care about are looked after.
Understanding the risks around you, and the questions worth asking, is something you can start thinking about now, well before any regulated advice is needed.
The EMPIXO approach
The Right Specialist First
Giving insurance advice is a distinct area of expertise. EMPIXO would rather help you recognise when you need protection advice and connect you with the right specialist than pretend to provide a service it is not yet authorised to offer. When EMPIXO does introduce regulated protection advice, it is planned alongside bringing on dedicated insurance expertise.
Until then, where your situation calls for regulated insurance or protection advice, EMPIXO can help you understand that need and, where appropriate, point you toward an appropriate professional.
Where the line sits today
Available Now
Education & Understanding
Through coaching and mentoring, EMPIXO can help you build financial capability and understand protection risks and the questions worth considering: general education and decision support. This is not personalised regulated insurance advice.
Future Service
Regulated Insurance / Protection Advice
A personalised recommendation about specific insurance or protection is regulated financial advice. It will only be available once the appropriate authorisation arrangements are in place.
Before launch, this page will be updated with
The applicable adviser / Financial Advice Provider information
The scope of advice
Disclosure information
Fees, commissions and conflicts of interest
Complaints and dispute-resolution information
Client engagement requirements