Personal & Car Loan Calculator
Work out your repayments in a few steps.
Principal & Interest (P&I) onlyWhy this calculator is worth using
- Personal loan or car loan: choose the type and the calculator adjusts what it asks for.
- Deposit or trade-in, two ways: for a car loan, set it as a percentage with quick-select chips, or as a specific dollar amount.
- Full breakdown: loan amount, repayment, total interest, and total repaid, at weekly, fortnightly, or monthly frequency.
- Time and date clarity: shows both the time remaining and the actual calendar date your loan finishes.
- Pay it off faster: add an extra repayment amount and instantly see how much sooner you’d be debt-free, how much interest you’d save, and your new payoff date.
- Email yourself the report: get a full summary sent to your own email so you can revisit your numbers anytime.
1 · What are you financing?
2 · Loan amount
$
4 · Loan details
5 · Calculate
Deposit / trade-in
$0
Loan required
$0
Deposit %
0%
Your repayment
$0
Total interest
$0
Total repaid
$0
Time remaining on this loan:
Loan payoff date:
Pay it off faster
Add a little extra to each repayment and see how much sooner you could be debt-free.
$
With your extra repayment
Debt-free
–
Interest saved
$0
New loan term remaining
–
New debt-free date
–
Email yourself this report
Pop in your name and email and we’ll open a message with these numbers ready to send.
This calculator gives estimates only, based on Principal & Interest (P&I) repayments at a fixed interest rate for the full term, using the figures you enter. It does not account for lender fees, establishment fees, insurance, rate changes, credit assessment, or your personal circumstances, and it is not a loan offer, pre-approval, or guarantee of lending. Actual repayments and terms will vary by lender. This is general information only, not personalised financial advice. For guidance specific to your situation, please talk to Empixo or a licensed financial adviser.